Popular guides
What is final expense insurance?
How final expense insurance works in Canada, who it suits, and the limits to know before you buy.
What does a funeral cost in Canada?
What a funeral costs in Canada, what drives the price, and the CPP death benefit that can help.
How to choose a final expense policy
Questions to ask and fine print to check before buying final expense insurance in Canada.
Cremation vs burial: how to decide
The practical, cost and personal differences between cremation and burial in Canada.
Prepaid funeral plans vs final expense insurance
How a prepaid funeral contract differs from a final expense insurance policy, and when each makes sense.
Final expense planning for seniors
A practical guide for Canadians over 50 planning how end-of-life costs will be paid.
The CPP death benefit explained
Who can get the Canada Pension Plan death benefit, how much it is, and how to apply.
Waiting periods in final expense insurance
What a waiting period (or graded benefit) is, and how it affects what your beneficiary receives.
Final expense insurance in three points
A small policy for end-of-life costs
It pays a lump sum to the person you choose, who can use it for a funeral, unpaid bills or anything else.
Usually health questions instead of a medical exam
Many policies ask health and lifestyle questions rather than requiring a medical exam. Your answers affect eligibility and price.
Terms vary a lot between insurers
Waiting periods, exclusions and how premiums change with age differ between policies. Read them before you sign.