The Canada Pension Plan (CPP) death benefit is a one-time payment to, or on behalf of, the estate of a CPP contributor who has died.
How much is it?
The basic amount is $2,500. For deaths on or after January 1, 2025, an extra $2,500 may be paid if the contributor had no spouse or common-law partner and never received a CPP retirement or disability pension.
Who can apply?
Usually the executor or administrator of the estate. If there's no estate, others such as the person who paid the funeral expenses may be able to apply. The contributor must have made enough CPP contributions.
What it means for planning
The benefit helps, but it usually covers only part of a funeral. See what funerals cost.
Amounts and rules can change. Check the official Government of Canada page before relying on them.
Sources (checked October 27, 2026)
This guide is general information, not insurance, financial, legal or tax advice.