Coverage gap calculator

Compare what final expenses might cost with what's already set aside.

Expected final expenses

Savings set aside for this

Prepaid funeral plan

Existing life insurance

CPP death benefitLikely eligible: $2,500Eligible with top-up: $5,000 (no spouse or partner, never received a CPP pension, death on or after Jan 1, 2025)Not eligible or not sure

See the CPP death benefit explained.

Estimated shortfall

Not sure of the cost? Use the estimator →

This is a simple estimate for planning only. It doesn't account for taxes, debts or how an estate is settled, and it is not financial advice.