Insurance
Life insurance agents in Ontario must be licensed. You can check an agent or learn about your rights through Financial Services Regulatory Authority of Ontario (FSRA) .
Funerals, cemeteries and prepaid plans
Funeral homes, cemeteries or prepaid funeral contracts in Ontario are overseen by Bereavement Authority of Ontario . Contact them to check a business or make a complaint.
In Ontario, money paid under a prepaid funeral contract must be held in trust or used to buy an insurance policy, and a Compensation Fund can reimburse consumers if a licensed provider mishandles prepaid funds. (source)
Registering a death
Deaths are registered with the province, usually with help from the funeral home. Death certificates, which you'll need for insurance claims and the estate, are ordered through Ontario.ca: get a death certificate .
Federal benefits
The CPP death benefit applies everywhere outside Quebec, which has its own plan.
Sources identified October 2026. Rules change, so confirm details with the bodies listed.