Final expense planning in Nova Scotia

The official bodies to know about in Nova Scotia.

Insurance

Life insurance agents in Nova Scotia must be licensed. You can check an agent or learn about your rights through Nova Scotia Superintendent of Insurance .

Funerals, cemeteries and prepaid plans

Funeral homes, cemeteries or prepaid funeral contracts in Nova Scotia are overseen by Service Nova Scotia: Registrar of Cemetery and Funeral Services . Contact them to check a business or make a complaint.

In Nova Scotia, money paid for a pre-arranged funeral plan must be held in a trust account in the buyer's name, and the buyer can cancel for a refund less an administration fee of no more than 10%. (source)

Registering a death

Deaths are registered with the province, usually with help from the funeral home. Death certificates, which you'll need for insurance claims and the estate, are ordered through Nova Scotia Vital Statistics: register a death .

Federal benefits

The CPP death benefit applies everywhere outside Quebec, which has its own plan.

Sources identified October 2026. Rules change, so confirm details with the bodies listed.

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