Final expense planning in British Columbia

The official bodies to know about in British Columbia.

Insurance

Life insurance agents in British Columbia must be licensed. You can check an agent or learn about your rights through Insurance Council of British Columbia .

Funerals, cemeteries and prepaid plans

Funeral homes, cemeteries or prepaid funeral contracts in British Columbia are overseen by Consumer Protection BC . Contact them to check a business or make a complaint.

In B.C., money paid for a preneed funeral or cemetery contract must be placed in a preneed trust account, and the buyer can request an annual trust report. (source)

Registering a death

Deaths are registered with the province, usually with help from the funeral home. Death certificates, which you'll need for insurance claims and the estate, are ordered through BC Vital Statistics Agency: death registration .

Federal benefits

The CPP death benefit applies everywhere outside Quebec, which has its own plan.

Sources identified October 2026. Rules change, so confirm details with the bodies listed.

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